Balouch, S. et al. 2026. The Impact of Organizational Culture and Work–Life Balance on Employee Retention: An Empirical Study of Microfinance Banks in Khairpur, Pakistan. Journal of Business Insight and Innovation. 5, 5 (May 2026), 114–124. DOI:https://doi.org/10.63544/jbii.v5i5.179.