AYYAZ, Fatima. The Impact of Digital Transformation on Management Practices: An Empirical Study of the Banking and Financial Sector. Journal of Business Insight and Innovation, [S. l.], v. 3, n. 2, p. 26–42, 2024. Disponível em: https://insightfuljournals.com/index.php/JBII/article/view/46. Acesso em: 18 oct. 2025.