Rafiq-uz-Zaman, Muhammad. “Redesign for 21st-Century Skills: Preparing Learners for a Rapidly Changing Workforce”. Journal of Business Insight and Innovation 1, no. 2 (December 31, 2022): 89–102. Accessed December 7, 2025. https://insightfuljournals.com/index.php/JBII/article/view/58.